Well…. hmmm…. my life decision has been made. I will walk away from my home of 15 years. I have chosen to foreclose. It was a sad and hard decision but it’s here. It won’t do me any good to fiddle with trying to sell it or rent it in an economy this bad. Realtor will take a chunk, plus I’ll have to spend time and money fixing stuff, not to mention maybe not even getting enough on the home to pay it off. So it’s just not worth it. Even getting a roommate will not be enough with what I’m making at slave part time wages. It’s not worth the struggle anymore. I have to walk away at this point. I fought the good fight, but I lost and the economy won.
I love this house. I’ve always loved it. I have always had a really good payment on it too. Before I lost this last job, I always made my payments on time and never missed one in 14 years. Even when I had been unemployed 2 times before this last one! I bought this home in my twenties when no one I knew my age had their own home, let alone, a single woman. I got the right kind of loan and home too. I wasn’t one of these people that bought way over my means or had to have a HUGE home and swimming pool and all the tons of extras that people seem to “have to have.” I bought what I could comfortably afford and didn’t have an arm loan or any of that nonsense.
Everyone always complimented my home and decorating. My neighborhood is very nice too, I live in a good area. I think my home tripled in value before the bad economy hit. Now it’s valued at the same price I bought it for 15 years later. How sad.
I will also have to give up my cat Lola (which I’m very upset about) and sell all of my things. I will be moving in with mom and dad in good ole’ action packed Sun City. Joy. I know these are just “things” but I can’t help but say I DON’T CARE, THESE WERE MY THINGS. Things I worked damn hard for, on my own.
And anyone who wants to sit in judgment on what I “couldda, shouldda, wouldda” done can shove it up their high horse ass. When you have walked a mile in my shoes, then you can give me feedback mmm k?